Credit Analyst - Asset Finance - The Resourcing Team

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Description

Credit Analyst Asset Finance £35,000 to £40,000 but maybe negotiable Tolworth, Surrey My client a professional and highly regarded firm with offices all over London and a base in Tolworth, Surrey is seeking the following a Credit Analyst cabable of the following: Purpose of Role Assist and support the Head of Credit in monitoring the Credit Quality of the Firms Asset Finance Portfolio. Credit risk analysis of larger (>£1m) deal proposals. Management of administration of Credit Processes within the Firms Asset Finance. Reporting Structure The role reports to the Head of Credit, Asset Finance. Key Responsibilities Provide accurate credit risk analysis of proposals >£1m, clearly highlighting risks, technical concerns and additional information required. Attend and contribute to Credit Committee discussions where required. Conduct reviews by sample for approved exposures below £1m, with recommendations as necessary. Assist with Portfolio Reviews, analysing existing portfolios, underlying market trends and future strategies. Manage administration of Credit processes, in particular for Larger Deals (exposures >£1m), including Credit Committee proposals. Liaise with Bank Credit Team to ensure submission of accurate records and returns. Enable production of MI for monthly Credit input to Divisional Risk & Compliance Committee. Assist with implementation of rolling program of improvements to Credit Processes within Division. Assist with implementation and monitoring of Credit Policy. Support Head of Credit in ongoing Credit Training programme. Competencies / Skills / Experience Specific knowledge and experience of Asset-based lending. Experience of credit underwriting models and process. Self starter and self motivated. Good written and verbal communication skills. Strong analytical skills, including proficiency in Microsoft Excel spreadsheets.